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In debt and in life, failure is success if we learn from it

Emma Bryn-Jones is both founder and Director of the consumer cooperative Zero-credit, formed in August 2010, after just over a year of campaigning to raise the profile of credit-free living....

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The trouble with financial education

Emma Bryn-Jones is both founder and Director of the consumer cooperative Zero-credit. Zero-credit focuses on recognising the rights of borrowers as consumers of personal lending and a key principle is...

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